Buying your first home in Texas is an exciting milestone, but navigating the mortgage process can be daunting. Choosing the right loan is crucial to securing a loan that fits your financial situation and long-term goals.

Loan Types and Terms

• Fixed vs. Adjustable Rate: Fixed rates stay the same, while adjustable rates can change over time.
• Loan Term: Common terms are 15 or 30 years; shorter terms typically have lower interest rates.
• Special Programs: First-time homebuyer programs, FHA loans, VA loans, and USDA loans may offer benefits like lower down payments or reduced interest rates. Click here to see our list of loan offers.

Looking for a Licensed Lender in Texas?

Nathan Carver is a licensed mortgage loan officer in the both Texas and Florida. If you are looking for a reputable mortgage lender in either of those states, please book a free phone consultation here.